[Insurance][Unit Trust][ILP] Is the recurring commission substantial?

[Drizzt]

I have a friend that have 4 unit trust under a particular insurance advisor.

He was wondering if he doesn't buy new policies and trusts from this advisor but continues to maintain these 4 policies, does the advisor have recurring monetary incentive to continue to advise him?

[NTL]

From what I know, the answer is no. Most insurance commission only pay out up to 5yrs.

[AlphaQuant]

there's a pretty good thread on this

http://www.valuebuddies.com/thread-2481.html

not sure if the figures are factual though - but sounds right thereabouts.