Query on property pledge for Min Sum

[aspeed]

Residual value is only valuation less loan only...
Pls chk again, all the example in CPF showed that residual value is valuation less loan.

The MORE you use the CPF to pay off your loan, the MORE you can pledge(limit to half MS). I assume that half of residual amt will always be more than half of MS and no cash topup to service your loan.

Yes correct as Fat al has pointed out. However also note that there is no requirement to used cpf for the house beforehand in order to pledge.