If you had 1 million dollars....

[flinger]

The individual can be financial advisor seeking advice for his client, but the responsibility and accountability to the client is that person's alone.

Just because someone does something wrong should not impact others who are really seeking for an alternative opinion other that their own.

The advice is free without any accountability. The final decision and the outcome is advice seekers alone.

I think we should help anyone who is asking for an opinion provided we have an opinion.

The spirit of a forum is lost when no one shares honest practical advice.

The sharing and caring is what make Value buddies is the best forum out there.

It would be a shame to lose that.

bit of a pity that this happened.

I hope this does not put off forumers from helping if someone else with a genuine situation seeks advise in the future.

I personally found the thread on insurance invaluable - it is probably one of the few sources of unbiased, non-profit driven advises.

A forum is only as good as the participating members so i support the ban on unwelcomed members as well.

Hi AlphaQuant,

I agree with the sentiments. However, i think internet forums might not be a good place in general for individual specific financial advice. For example, I was uncomfortable with further participation in this thread as i had my suspicions that he was a financial advisor and offering client scenarios for our advice.

I wonder how would fellow members feel about offering free, individually tailored advise to a financial planner who then passes it on to his clients and charges for it.