The Next Big Crash - Are You Prepared?

[memphisb]

People always say stocks are better than property as they are liquid and can easily sell when you need the money fast.

True that. But can you guarantee all the stocks that you need to sell to raise the money (be it for medical emergencies, fire sale property good buy etc) are above water??

For players who look to stocks as a place to park their idle funds or worse emergency funds, be really careful about this.

Food for thought.

If you have a huge capital, property investment would be wiser choice.
Retail investors, blue collars have fixed and limited funds.

Considering property investment comes with substantial down payment upfront, it would be more preferable for most of us to invest in stocks with diversified portfolio to get capital gains.

All investments including stocks AND property comes with market and economical risks. Recent government property bubble measures such as the 3 year increased wait time for PRs will definitely have an impact of the seller market at least for the next 3 years with the new PRs.

It is the also the responsibility of the good investor/trader to check if the stock that they are getting are liquid and and future catalyst exist.

Why not you shed some light on why you probably think property investment be more liquid then stocks?

Haha, i actually meant to suggest that they are both equally illiquid (if stocks not managed properly) or liquid (if property not managed properly resulting in forced liquidation)!



Follow up question: if you have 500k sgd, where would you put it? Property or stocks?

Buy property when property downturn as priority.
Stocks can dollar time averaging slowly buy in when time is appropriate.