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28-05-2013, 10:01 PM
Hi all,
This is my first post after reading ValueBuddies over the past 2weeks. Need your advice on the below
1) I'm 38yrs this year, married with 2 kids (9 and 7)
2) Already brought insurances for all 4 of us
3) Also had set aside 12months emergency funds
Current portfolio...
- I only started stock investment in Feb 2012, and had been reading forums/books and attending seminars for the past 1 year
1) HDB fully paid and rented out at $2200
2) A freehold Condo (outstanding load $720k), rented out at $3300
- staying with my parents currently, monthly maintenance + Rent $3000
3) Stock : $50k
4) Silver : $10k
5) Cash available for investing : $230k
- Will set aside $100k aside as opportunity fund (had been waiting for the market correction since 2012)
Thinking of using the remaining $130k to diversify my portfolio
- My understanding is corporate Bonds investment needs $250k, so the amount is insufficient
Is there any other low risk alternatives that I can look at?
- My main objective is to receive some stable dividend/income, without putting too much risk to the capital, while waiting for the stock market correction
- Is Bond ETF/Fund a suitable option?
Thanks for the advice, in advance
This is my first post after reading ValueBuddies over the past 2weeks. Need your advice on the below
1) I'm 38yrs this year, married with 2 kids (9 and 7)
2) Already brought insurances for all 4 of us
3) Also had set aside 12months emergency funds
Current portfolio...
- I only started stock investment in Feb 2012, and had been reading forums/books and attending seminars for the past 1 year
1) HDB fully paid and rented out at $2200
2) A freehold Condo (outstanding load $720k), rented out at $3300
- staying with my parents currently, monthly maintenance + Rent $3000
3) Stock : $50k
4) Silver : $10k
5) Cash available for investing : $230k
- Will set aside $100k aside as opportunity fund (had been waiting for the market correction since 2012)
Thinking of using the remaining $130k to diversify my portfolio
- My understanding is corporate Bonds investment needs $250k, so the amount is insufficient
Is there any other low risk alternatives that I can look at?
- My main objective is to receive some stable dividend/income, without putting too much risk to the capital, while waiting for the stock market correction
- Is Bond ETF/Fund a suitable option?
Thanks for the advice, in advance